Difference between revisions of "Enderal:Bank"

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(Improved table formatting)
(Added interest rates)
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* Store.  The banker also has a small store, mostly selling blue prints and skill books.
 
* Store.  The banker also has a small store, mostly selling blue prints and skill books.
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== Interest ==
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The Bank has a fixed daily interest rate of 2.80% over the current stored amount, at a maximum of 250 Pennies/Day. You can see here the result of storing 500 Pennies over 120 days. Note how the interest rates stops growing when the total money is around 8928 Pennies, which gives the maximum interest rate.
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[[File:EN-Bank Interest Graph.png]]
  
 
== Shares ==
 
== Shares ==

Revision as of 20:40, 12 September 2016

Bank

Official Name: Sirlen & Friends

The Enderal Bank is located in Ark's Market District.

Banking Services

The Bank provides the following services:

  • Vaults, players (and some NPC) have vaults to store items.
  • Personal Account. By depositing money into the bank, the player can earn interest. The max interest per day is 250 pennies (which requires a principal despot of 10,000 pennies).
  • Share holding. The player can obtain shares of companies which provides pennies per day. This is separate from interest accumulation and not restricted by max interest limit.
  • Housing purchase. The player may purchase housing from bank.
  • Store. The banker also has a small store, mostly selling blue prints and skill books.

Interest

The Bank has a fixed daily interest rate of 2.80% over the current stored amount, at a maximum of 250 Pennies/Day. You can see here the result of storing 500 Pennies over 120 days. Note how the interest rates stops growing when the total money is around 8928 Pennies, which gives the maximum interest rate.

EN-Bank Interest Graph.png

Shares

Share Name Dividends Obtainable
Shareholder Certificate: Brewery of Ark 6 pennies/day Quest: Revenge Is Sour
Shareholder Certificate: Fruit Guild of Duneville 7 pennies/day Can be stolen from Duneville Fruit Supply Ship
Shareholder Certificate: Golden Sickle 5 pennies/day currently not implemented in game.
Shareholder Certificate: Lozio's General Store 8 pennies/day currently not implemented in game.
Shareholder Certificate: Landlord 5 pennies/day Can be stolen from Landlord Borek's house (top floor).
Shareholder Certificate: Screw, Hats, Odds and Ends Incorporated 11 pennies/day Quest: Trails of the Past


Vaults

Vault Number Key Key Obtainable Contents
First Floor
1112 Requires Key Unknown Unknown
1122 Master Lock. Lockpicks Unknown
1212 Requires Key Unknown Unknown
1222 Expert Lock Lockpicks Unknown
1221 Requires Key Unknown Unknown
1222 Requires Key Unknown Unknown
Second Floor
2122 No Lock N/A Empty
2211 Requires Key Unknown Unknown
2221 No Lock N/A Empty
2222 No Lock N/A Empty
2211 Master Lock Lockpicks Unknown
Third Floor
1 No Lock N/A Empty
2 No Lock N/A Empty
1111 Expert Lock Lockpicks Unknown
2112 "My Bank Value Key: 2112" Key obtained by opening Personal Value with banker Personal Player Chest
1121 "Bank Value Key: 1121 of the Foxhands" Quest: Divide and Conquer Small treasure
2111 "Vault Key: 2111" Quest: The Brotherhood of the Kor Unknown
2121 No Lock N/A Empty